How much can I afford?

Probably the top 5 question I get on a daily and weekly basis. “How much can I afford?” Well you tell me how much you have left in your budget every month? None, ok then that is how much you can afford put simply. The long answer is that generally as a rule banks won’t lend over 45% debt to income. What that means is if you make $3,000 a month if your loans, student loans, auto, loans, mortgage/rent is more than $1350 we are going to struggle to get you an additional loan. Out of that $1650 you have...